Planned Giving

Investing in the Future

 

Options for including Right Sharing of World Resources in your estate plans

When you make the decision to include Right Sharing in your estate plans you are connecting your life and your life story to Right Sharing and the women and communities whose lives are transformed through your support.

While planned giving can be complicated, the reality is that most planned gifts are made through the very simple process of naming a non-profit as a beneficiary of one’s estate.  Another very simple and convenient way to benefit RSWR is through a charitable gift annuity.

Options for these two very popular forms of legacy giving are detailed below:

A Bequest in Support of Right Sharing and the Women We Serve

A bequest is the simplest form of planned giving and one that is very attractive for many people who value our work and want to have a lasting impact on the lives of the women and communities we serve.

Bequests may be in the form of cash, securities, real estate, an insurance policy, or other property.  Some sample language for including an unrestricted bequest in your estate plans:

      • Specific Bequest (Unrestricted):  A gift through your estate for a specific amount of cash or property.

I devise and bequeath to Right Sharing of World Resources, a non-profit organization with administrative offices at 101 Quaker Hill Drive, Richmond, Indiana 47374  _____________ (insert specific dollar amount or description of property) to be used for the general purposes of Right Sharing of World Resources as determined by the Right Sharing of World Resources administration and governing board. 

      • <Percentage Bequest (Unrestricted): A gift of a percent of an estate.

I devise and bequeath to Right Sharing of World Resources, a non-profit organization with administrative offices at 101 Quaker Hill Drive, Richmond, Indiana 47374 ________ percent of my estate to be used for the work and mission of Right Sharing of World Resources as determined by the Right Sharing of World resources administration and governing board.

      • Residual Bequest:  A gift of whatever is left of an estate after other distributions.

I devise and bequeath to Right Sharing of World Resources, a non-profit organization with administrative offices at 101 Quaker Hill Drive, Richmond, Indiana 47374  _______  (enter the word “all” or a percentage) of the rest of my estate, of whatever kind and wherever situated, for the work and mission of Right Sharing of World Resources as determined by the Right Sharing of World Resources administration and governing board.

  • Language for a restricted bequest

You may want to establish a named endowment or to designate your gift for another restricted purpose. Given that the gift will be received after your death, it is important that the wording for a restricted bequest be prepared in a way that both honors your intentions and meets the needs of RSWR well into the future.

Please contact us if you are considering a restricted bequest.  We would be glad to provide sample wording and discuss options that may be helpful.

Charitable Gift Annuity: A legacy gift for RSWR that provides you life-time income

Another option you may want to consider is a Charitable Gift Annuity. This method of gifting benefits RSWR upon your death while providing a fixed rate of income to you during your lifetime. Income payments to you may in some cases be at a rate higher than those of other investments. The table below illustrates recent income payout rates for a single life gift annuity.

Two-life and deferred gift annuities are also available.

Charitable Gift Annuity Rate*

Single-Life Illustration

Age % Rate
65 4.7
70 5.1
75 5.8
80 6.8
85 7.8
90 9.0

*Sample rates for illustration purposes only.  We will be glad to provide an updated list of rates upon request.

When your Charitable Gift Annuity is funded, you will receive an immediate charitable tax deduction for the “gift portion” of your Charitable Gift Annuity. When payments come to you or your chosen beneficiary a portion of that income is also tax-free. To further maximize tax benefits, you may wish to fund your Charitable Gift Annuity with appreciated assets. This source of funding may provide additional benefits through savings or capital gains tax.

The minimum gift to establish a Gift Annuity is $10,000. Right Sharing of World Resources has a working agreement with the Friends Fiduciary Corporation for the establishment of gift annuities where RSWR is the named beneficiary. For more information, please contact us for an application, sample illustration and up-to-date annuity rate information.

 

Other Planned Gift Options

Other planned gift options range from gifts of life insurance, an IRA and property to the establishment of a charitable trust.  We will be glad to discuss these planned gift options with you and call on professionals with expertise in the planned gift field when necessary.

Please contact Jacqueline Stillwell, email: [email protected] or phone: 603-933-2608